Personal Finance

How to Create a Budget and Conveniently Stick to a Realistic Budget

Budgeting is a critical component of effective personal finance and allows you to take control of your money. When crafted…

Jerald Williams Jerald Williams

“Bunching” your charitable deductions can help you reduce your tax burden.

Giving to charity is a wise strategy to lower your tax liability in addition to being a good way to…

Jerald Williams Jerald Williams

6 Ways to Reduce Housing Costs

Owning a home or renting an apartment is becoming increasingly expensive. Reduce housing costs by implementing money-saving tips for homeowners…

Jerald Williams Jerald Williams